Are YOU Eligible for the Earned Income Tax Credit?
EITC is the federal and state income tax credit available to low and moderate-income working families and individuals. Often called the nation's best, long-term economic stimulus program, Earned Income Tax Credits give working poor and moderate-income families the boost they need to make rent or mortgage payments, buy needed food, medicine and other essentials, improve their quality of life, and contribute to the economy. The state is working with a host of partners to make sure every family that qualifies for EITC files for the tax credit this year. Last year, more than 50,000 working families in Massachusetts failed to apply for EITC, leaving an estimated $75 million
in unclaimed money when it could have been circulating in the Massachusetts economy.
Seniors may also be eligible for the Circuit Breaker Income Tax Credit. This credit provides tax relief for moderate and low-income senior citizens. Qualifying senior citizens may claim a credit in their state income tax returns for real estate taxes paid on their Boston residential property.
Additionally FREE tax preparation provided by IRS-trained professional tax volunteers is available throughout Massachusetts for people of low and moderate income at Volunteer Income Tax Assistance (VITA) sites. With the help of countless VITA volunteers, ABCD provides free tax preparation for low-income clients.
For questions or more information on on ABCD's tax assistance program, please contact Angelina Camacho, Financial Futures Initiative Coordinator at 617-348-6583.
Find Tax Assistance Near You
Us the site locator to the right, and select "Taxes" from the drop down menu, to find an ABCD location near you that offers free tax assistance.
You can also click here to find a list of sites.
What Do I Bring to My Appointment?
Valid Photo ID required
• Social Security card or Individual Taxpayer ID Letter (ITIN) for you, your dependents and/or your spouse
• All 1099 forms – 1099G (unemployment), 1099R (pension payments), 1099INT (bank interest), 1099SSA (Social Security)
• All W2 forms from all jobs for 2014
• Proof of health insurance (health insurance cards,1099-HC, 1095-A, etc.) for taxpayer, spouse, and all dependents**
• Total child care expenses in 2014, and child care provider’s name, address, and Employer Identification Number (EIN) or SSN
• All 1098T forms (tuition payments), receipts for materials and books and proof of payment
• Total student loan interest paid (1098E) and proof of payment from the school
• Proof of total rent paid in 2014
• A copy of last year’s tax return
• Bank issued printed account and routing numbers to direct deposit your tax refund into your account
• Proof of ANY deductible out of pocket expenses (annual BWSC, 1098E, charitable receipts, etc.)
• Any mail from the Massachusetts Department of Revenue
• Any mail from the IRS
**Taxpayers who have received or expect to receive health insurance credits need to bring proof of ALL household income.
EITC Frequently Asked Questions (FAQ)
What is the Earned Income Tax Credit (EITC)?
The EITC is a refundable federal and state income tax credit that puts money in the pockets of hard-working people. You do not have to be eligible for the EITC in order to be served at one of our free tax sites. If you have earned less than $49,000, please contact one of our local sites for an appointment.
Do I Qualify for the Earned Income Tax Credit (EITC)?
You may be eligible for the EITC if...
- You (and qualifying children on the return) have a valid social security number.
- You have been a U.S. citizen or resident alien all year.
- You have lived in the United States more than half the year.
- Your filing status is NOT "married filing separately."
- You ARE NOT the dependent of another person.
These considerations also apply:
- You are not filing a Form 2555 or Form 2555-EZ (relating to foreign earned income).
- If you have Investment income, it must be $3,100 or less.
- Qualifying child(ren) cannot be used by more than one person to claim the EITC.
- Child(ren) claimed must meet the relationship, age, and residency tests.
- If you do not have children, you must be between the ages of 25-65 as of December 31, 2014.
Additional EITC Benefit Information
For questions or more information on on ABCD's tax assistance program, please contact:
Angelina Camacho, FFI Program Manager
For more information on the Boston Tax Help Coalition visit www.bostontaxhelp.org or call 617-918-5275
For more information on the Earned Income Tax Credit, please visit the official IRS website.